14 Ways To Get Out of Debt Quickly

Okay, Sense-able one! You gotta get outta debt!

Ya, ya. You know well enough. You don’t need me crying at ya too. Well look, I am just looking out for you.

I got your back, here at “Your Dollars Make Sense” and if what they say “Making Dollars Makes Cents” is true, you need to watch where EVERY DOLLAR goes.

I’ve been there. I have recently re-visited the whole “Debt Universe” and I can tell you, I don’t like it there.

Some of us stay there, on purpose. Well, if you like debt and don’t want to get out, this post is not for you.

But if you are sick and tired off being sick and tired… of debt… then “may this post be with you.”

Meaning, you ain’t playin. You are going to do whatever it takes to blast yourself out and up and through and to – dollars in your pocket!

Here are 14 things that you can do to get out of debt ASAP.

1. Sell stuff on eBay.

I actually love eBay. I have sold clothes, cameras, and various other clothing accessories on Ebay. Aside from flipping clothing and selling them on various online platforms, did you know that you can make money with eBay by selling other items for a profit?

This is very much like selling on Amazon, you can sell just about anything and make a good profit on eBay.

If you love thrifting or finding awesome deals that allow you to buy low and sell high, then getting started with eBay as a seller is perfect for you.

You may not be able to make a full-time income overnight with this. Well, in fact, you will not make that kind of money over-night.

But if you can get up to $500 a month while keeping your day job. That’s life-changing income in most cases.

You can learn more about selling on eBay for beginners if you like the idea of making extra money with this type of side hustle.

This hobby or part-time gig could potentially turn into a full-time career down the road!

2. Start a Blog That Creates Recurring Income

This is a mini side project that I just started.

I genuinely enjoy writing topics about making money, saving money, and overall personal finance. My goal is to help you live a better life without having to stress about your finances!

As a new blogger, I’ve been learning how to earn money from Google at home.

I’ve been earning over a few hundred dollars per month from affiliate marketing. I’m really digging it..

Overall, I’m not making thousands of dollars on my blog, but it is a start and I’m learning.

There are many bloggers who are passively making over $1,000 every month from display ads alone.

Again, this is not a “get-rich-quick” scheme and a blog will take time to build.

I’ve been blogging for about six months and it is very rewarding when you see results. Every blogger’s results will vary depending on how much time and effort they put into growing their blog.

Read also: How To Make An Extra $1,000+Per Month Blogging On The Side (A Full Guide For Beginners)

Posts related to how I make extra money blogging on the side:

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3. Tutor Kids

I recently tutored about 7 students in acting. (Oh yeah. Ive also acted lead in few stage plays in my day, as well as directed many plays so I kinda have a side hussle bug for this!)

But I digress. The point is – any skill you have even if it isn’t making you a ga-gillion dollars… there are people everywhere looking just for an intorductory course or maybe even more advanced.

If there’s a subject you love or a skill you’re good at, use it to your advantage to make extra money!

I’m sure your family or friends know someone who is looking for you to teach them something you’re good at. If not, you can advertise yourself online to see who’s looking for your expertise.

Look who’s hiring!

Did you know that you could earn up to $22 per hour just by tutoring students online through VIPKID’s program? This is a fun and great way to make extra money during your spare time. VIPKID is FREE to join and you can learn more how you can make extra money here. They are hiring now!

4. Take Surveys For Pay

Surveys wont turn anyone into millionaires overnight, but they are very easy to do. The best part is they’re all free to join!

Some like to earn extra money whenever they are bored, waiting for the bus, or binge-watching favorite TV shows on HGTV! I know – FOCUS!

Survey Junkie is my top pick and I highly recommend it to Y’all

They are rated 8.7/10, one of the highest on Trustpilot reviews. Over 5,000,000 users that have had a great experience with them — I like the interface and simple explanations of how it all works.

You will see that some members from TrustPilot reviews also said Survey Junkie has allowed them to earn enough to cover some of their monthly utility bills.

Well that’s not just spittin’ in the wind, now is it?

Look we know you need to get some cash growing in that lean old wallet of yours. Cash is great because, when I used to get really strapped, I found the hardest thing to deal with is seeing that yummy restaurant that my wife always wanted me to take her to – and KNOW there was no way we could afford it. “Sorry honey.” Is all I could muster. Man, that stinks.

No more of that, I say! It’s time to get some cash while your paying down your debt cow.

Oh, didn’t I tell you? You know how everyone talks about a “Cash Cow” (which, together we are gonna start raising!) There is another cow that you don’t need around here no more.

So say “No No!” everytime you hear the debt cow come calling “Moo! Moo!”

Okay, I’m sounding a little weird. No need to call me out. I caught myself in time. I think I just need some water. But NO MILK!

Ha ha.

PS – This survey site is 100% legitimate, non-spammy, and free to use so I highly recommend giving it a try. They only require your e-mail address so it literally takes less than 5 seconds to start earning.

You can sign up for Survey Junkie here for FREE and start making extra money immediately! 

Make extra money with these other survey sites 

I did a ton of research and discovered other legitimate survey companies to help you earn extra money after work.

These are survey sites I used for fun while riding the subway and bus going home from work.

I know after a long day of work, you’re tired so the last thing you want to think about is your job and more work!

So, the great thing about surveys is that they’re extremely easy to do and requires no thinking since most of them are in multiple-choice format!

Here, other survey companies I use to make extra money include:

– American Consumer Opinion

– InboxDollars

– Swagbucks Surveys

– MyPoints

– Vindale Research US (If you’re Canadian, use Vindale Research Canada here)

Again, membership is 100% free. By signing up for many survey sites, you’ll get to take more surveys for more money!

Related post to making extra money: The Highest Paid Survey Sites To Join (Earn Up To $50 Per Survey Today)

5. Research Internet and watch videos.

As broke students with no money back in the day, we started using Swagbucks because it’s a simple way for us to earn an extra $50 a month in FREE gift cards or PayPal cash!

We were so excited because this free money helped pay for our fun Friday night outs! 


How it works is you get rewarded just by surfing the web (like how you Google search for things), watching videos, playing games, shop, taking surveys, and more. These are just the things you normally do online every day!

Swagbucks paid out their members $326,881,803! 

It’s a 100% FREE resource that literally takes you less than 5 seconds to join.

I’m a loyal user of Swagbucks and I highly recommend them to anyone who wants to earn extra cash by doing fun and easy things online!

You can get a FREE $5 bonus from Swagbucks here just by signing up today.

 Important: Make sure to verify the email from Swagbucks in your inbox so you can start making extra money immediately!

6. Make Money Online using Pinterest!

“Pinterest?” I say? Oh yes.

Hey like you perhaps, I just didn’t get Pinterest for like – eons. Maybe even years.

I wasn’t much of a Pinterest user at first. I am no different than y’all. I would open an account, or try to. And then I would just stare at all these weird pictures and “pins” oh my!

“Lions and tigers and PINS, oh my!”

Let me talk you down from the “pinterest ledge.” No, I don’t think there actually is one. But it feels like it sometimes. I would watch people having fun and making money and just felt like the odd man out.

All I really needed was a caring soul, who could see me crying in the rain, and just SHOW ME THE WAY!

So eventually. Someone did.

Now it’s time to PAY IT FOREWARD baby! Yup. I’m gunna show you my Pinterest skills.

Want to get the inside scoop of how you can use Pinterest to your advantage?

Learn more about how I earn money online with Pinterest.

7. Make extra money by selling on Amazon!

Do you love the idea of shopping at the clearance racks and reselling those items to someone for a profit?

Me niether.

Lol Sorry to admit this but – I am too lazy. Well, lazy isn’t not the word. More like “Resourceful” or “Big picture.”

If I am going to work harder or smarter, which would I choose?

How about you?

If you want to work smarter, DINGA DINGA DING the bell has sounded and it tolls this time for thee, my compadre.

Did you know that there are SMARTER WORKERS out there making a huge profits on stuff they sell?

Well, Jessica from The Selling Family is here to prove that everyday people like you can achieve this!

Join Jessica’s FREE Amazon FBA Starter Course here to learn how she made $100,000 in extra money within her first year of selling stuff on Amazon!

She started this as a side hustle (working less than 20 hours a week) and was able to earn over six-figures within her first year!

Jessica’s free course includes the following outline:

– Understand WHY Amazon is the perfect platform for building a business

– How leveraging the fulfillment power of Amazon leaves your home free from piles of inventory

– The way we buy inventory that built over six figures in profit our first full year

– How to choose the perfect items to sell that people want and will make you money

– What tools we use to save time and be the most efficient in our business

8. Sell old, pre purchased or used clothing.

Look, my wife hates used clothing. In fact, when we started dating, she agreed to let me date her, as long as I promised to get rid of all my old clothes.

Hey! That’s kinda mean, now that I think about it!

But on the other hand, it really showed me that I could make some cash selling stuff that I wasn’t wearing anymore – or that a new girlfriend was near death if I kept wearing it.

Well I found a story about someone who made my profits look pretty small in comparison.

– This 23-year-old gave up a corporate job to make $5,000 a month reselling thrift store clothes through an app

9. Painted homes.

Oh yes.

Been there. Done that.

Just a few years ago it was “Am there! Do THAT!”

LOL Hey it’s nothing to be ashamed of. I loved the few years I painted on the side! I made really good cash and it was a huge step in paying off my debt load.

Usually I would paint a few rooms or the entire floor or some family friends and acquaintances who told me they needed to paint their homes. From that, I made an extra $200-$300 per day plus.

One of the places to find jobs is to search on Kijiji or Craigslist. He genuinely enjoys painting and wants to do more of it.

So, if you like using your hands, you can consider looking for someone to hire you to paint for some extra cash.

10. Use Ebates to get paid to shop.

Okay full disclosure. This is not something I have alot of expereince with. But if I had to do it all over again, I would have!

I mean, if you spend more than $100 a month for items like clothes, shoes, socks, yes even undergarments – Ebates works with over 2,000 retailers including Indigo, Amazon, eBay, Nike, Foot Locker, Michael Kors, Groupon, and so much more!

You can earn up to 40% cash back on the things you normally buy online. This is my favorite cash-back program and it’s seriously the best one that I know to date!

If you’re new to Ebates, sign up today and you’ll get a special $10 welcome bonus after you make your first purchase that is over $25.

For my Canadian readers, sign up here to get your $5 bonus.

Seriously, take my word, don’t leave FREE money on the table! This is very easy to use and it’s passive too! For more information, you can read my full Ebates review and tutorial here on how to use it along with an efficient way to make money with it. You won’t be disappointed with Ebates!

11. Rent out our place.

I saved tons of moola in my day by having roommates before I got married.

I would always get enough so that rent was basically free. And rent payment is the largest payment we make every month..

Imagine taking that out of the debt equation! I know, right? I agree! Exactly. Yes. I know. Okay so now that we got that out of the way…

If you don’t have a full unit to rent out, consider making extra money by renting out one of your spare rooms. Depending on your area, the layout and design of your room, and whether or not it’s furnished, you can earn an extra $400 to $1,000 per month for each room plus a bathroom.

Tip:Bachelors who want to rent a single room usually prefer a furnished place. If you do a simple cosmetic upgrade and provide nice furnishings, you can charge more with a small investment. Not only do you earn more by upgrading your place and making it look nice, but you’ll also attract quality tenants.


I personally love and recommend Scott McGillivray’s tips on how to get the best ROI (return on investment) on income properties. Start making more money with your properties by watching his popular show, Income Property.

This is my favorite HGTV show and it has everything you need to know about renovating and marketing a rental unit!

12. Airbnb.

I know. I know. Everybody’s doing it..

But look, just because everyone jumps off a bridge that has a crash pad and hands everyone a thousand dollars a month… does that mean you have to do it too?


Ha ha. Okay. Lets be serious here. This is something we haven’t experienced yet, but we are looking into this.

I have a good Airbnb friend who used my wife’s awesome design-eye when they looked to start advertising it. Kinda like “golden-eye” but – better.

It seemed very simple and stratightforward and I was shocked how quality the clientele were. Now you always need to be careful in a business like that.

But if you have already done things similiar and you have some street smarts – you can DO EET!

13. Sold our stuff online.

We sure did. We moved, and sold our stuff to make extra money.

I could not believe the big money we made!

Here are a few platforms I recommend using when posting your stuff online to sell:

– VarageSale
– Letgo
– Craigslist
– Poshmark (the U.S. only and mainly for fashion)
– Kijiji (Canada only)
– Carousell
– eBay

Download my free checklist to see what you can get rid of for some extra cash today!

Safety tips: Remember to meet in a public area with lots of people around because you never know who’s cuckoo! Also, avoid any email scams! I’m sure you guys are smart cookies, but I’m looking forward to writing a future post on this topic.

Sell your electronics through Gazelle:

Do you have old Apple and Android devices lying around? Not using that iPod or iPhone 5 anymore?

You can sell your old electronics through Gazelle and get cash back. Based on consumer reviews, they are easy, hassle-free, and quick! To date, Gazelle has paid out over $200 million to their customers and they have a 9.5/10 score on ResellerRatings!

Click here to make extra money with your electronics through Gazelle.

14. Teach English online

You can make extra money during your spare time by teaching kids English online through VIPKID!

Membership is 100% FREE and they pay you $14 to $22 per hour to do something that’s fun and rewarding. You can set your own hours and work whenever you like because you’re the boss. 

If you like tutoring or teaching kids, then you’re going to love this side hustle!

VIPKID was ranked #1 by FlexJobs in Forbes 2018′ “Top 100 Remote Work Companies Report.”

Click here to join for FREE and see what other VIPKID teachers are saying about this program.

Start making extra income by doing something you’ll enjoy!

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